For F&B and retail business owners in Singapore

Stop paying fees
on every sale.
Keep 100%.

Business owner at MecWise POS

MecWise POS uses PayNow - money goes directly from your customer's bank to yours. No intermediary. No transaction fee. No waiting. Every dollar, instantly in your account.

NEA Grant approved supplier From $1 per day Works on existing hardware
Why zero fees is real

The reason other POS systems keep charging you

Credit card payment at a counter

Every digital payment passes through a chain of companies - each taking a cut before the money reaches you. PayNow bypasses all of them.

With card or e-wallet - what happens to your $100
1Customer pays $100
2Fee deducted by payment network (Visa, GrabPay...)
3Fee deducted by acquirer or processor
4You receive $97.00 to $98.50 - after 1 to 3 days
With MecWise POS + PayNow
1Customer pays $100
2PayNow transfers directly - bank to bank, no middleman
3You receive $100.00 - instantly, in your account
—  "I already have PayNow"  —

So do most businesses. Here is the difference.

Most businesses have a static PayNow QR stuck to the counter. That is a payment method. MecWise is what makes it work like a professional POS.

Static PayNow QR - what you have now
Customer scans your fixed QR code
Customer manually keys in the amount - wrong amounts happen
You check your banking app to confirm payment before releasing the order
No receipt generated. No sale recorded.
End-of-day reconciliation is manual and error-prone
MecWise POS with PayNow
POS generates a unique QR for the exact order amount
Customer scans - amount is pre-filled, they just confirm
POS detects payment automatically. No phone-checking needed.
Receipt printed. Sale recorded. Inventory updated automatically.
Complete daily report - ready without any manual work
Think of it this way: Static PayNow QR is a payment method. MecWise is a business operating system that runs on PayNow - so you keep the zero-fee advantage while gaining all the tools that actually run your business.
Sell online too

Accept PayNow online. Zero fees. Auto-confirmed.

Business owner receiving payment notification on phone

MecWise lets you set up an online product page in minutes. Customers pay via PayNow at checkout - you are notified the moment money lands in your account. No chasing. No screenshots. No manual verification.

1
Customer buys from your online store
They scan the PayNow QR at checkout - the exact amount is pre-filled.
2
Payment lands in your bank account instantly
Bank to bank, zero fee. Same as in-store - just online.
3
You receive an automatic notification
Order confirmed. No screenshots on WhatsApp, no manual checking needed.
Many business owners are not comfortable giving staff access to their bank account just to verify online payments. With MecWise, nobody needs that access - confirmation is automatic, and the money is already yours.
Your savings

See what fees are actually costing you

Move the sliders to match your business. See exactly what you are losing - and what you would keep with MecWise.

$600.00
1.5%
Fees lost per day
$9.00
Fees lost per year
$3,285.00
MecWise annual cost
$360.00
Net annual saving
$2,925.00

Based on 365 operating days per year. MecWise plan at $360.00 per year. Actual savings depend on your payment mix.

What is included

A complete POS - not just a payment terminal

Zero fees is the headline. What keeps businesses on MecWise is everything else it does every day.

🍽
F&B - table and kitchen

Menu creation, order management, kitchen display, and table layout - built for food service.

📦
Retail - inventory and reporting

Real-time stock tracking, in-depth sales reports, multi-location control, and e-commerce ready.

🌐
Online store + PayNow checkout

Zero-fee PayNow payments online, with automatic confirmation - no manual checking.

📱
Works on your current device

Android tablet, iPad, or existing terminal. No forced hardware upgrade.

📊
In-depth reporting

Sales summaries, item performance, daily reconciliation - all automated.

🔗
API integration

Already on another POS? Connect via API - keep your setup, lose the fees.

Hawker owners
NEA Hawker Productivity Grant - approved supplier

MecWise POS is an approved solution under the NEA Hawker Productivity Grant. The grant intake closed on 31 March 2026, but our approved supplier status reflects the trust and track record we have built with hawker businesses across Singapore.

—  Honest comparison  —

How MecWise compares to the alternatives

The same zero-fee PayNow rail. A very different system around it.

Solution Fee Payout Annual cost
MecWise POS 0% Instant From $360
GrabPay / Fave ~1.3–2.6% 1–3 days Per transaction
Visa / Mastercard ~1.5–3% 1–3 days Rental + per txn
Stripe / online ~2.2–3.4% 2–7 days Per transaction

*Rates are indicative. Verify current rates with each provider.

Straight answers

Questions business owners ask us

No jargon. Exactly what you need to know.

I am already on another POS. Do I have to switch everything?

No. Our payment processor integrates with most existing POS software via API. You can start accepting PayNow with zero fees without changing your current setup. Contact us to check compatibility.

"Instant payout" - what does that actually mean?

The amount arrives in your Singapore bank account within seconds of payment - same as a PayNow transfer between friends. No settlement batch, no waiting days.

Are there setup fees or hidden charges?

One-time setup fee based on your configuration - included in your quote. After that: no transaction fees, no monthly surprises, no complicated contracts. Annual plans from $360.

Can I use MecWise with my existing hardware?

Yes. MecWise runs on your existing Android tablet, iPad, or current POS terminal. Most businesses start without buying new hardware.

What if something breaks or I need support?

We are Singapore-based with many years supporting local businesses. Reach us via WhatsApp at +65 9656 3360.

Is PSG (Productivity Solutions Grant) available?

We are in the PSG approval process. At $360 per year, the transaction fee savings alone typically cover the cost within weeks. Contact us to stay updated.

Get started

See MecWise working in your business.

A free demo, no commitment. We will walk you through the setup, show you the savings specific to your daily sales, and answer every question you have.

Singapore hawker stall - MecWise POS in action
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or reach us directly
WhatsApp us: +65 9656 3360